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I have been telling people that maybe in 2014, I'll finally be able to afford health insurance with the exchanges. There was most likely a seasonal work clause. But I recently found out that the healthcare law is defining the seasonal employment exemption at 120 days or less. Meaning that if a company has more than 50 employees it can face penalties if it does not offer affordable healthcare insurance.
There are many seasonal employers that are under the 50 threshold, but also many that have significantly greater than that level. Summer in Alaska is about that long, ski resorts in winter tend to be a little longer, but most summer seasonal in the lower 48 is definitely longer (May-Oct).
How will this affect seasonal work? Will those employers that are just over the 120 days shave the excess off? The lack of insurance is sometimes a determing factor for those that decide not to work these jobs and will these people be more likely to seek seasonal opportunities?
thats an interesting point unless u get lucky and get a full time seasonal job then u will get insurance most people is going to wonder if the hours going to cut i dont have health insurance because i hardly ever go to the doctors but i would like to to have it just in case alot of the companies will say its to expensives to get for the employess especially if there business is small,its something we going to have to wait and see and decide what we want to do
It's going to be costly for seasonal employers either way. Guidelines are still being formed, because penalties are by the month. For example, for example, if a company has more than 50 employees for 6 months and doesn't have an insurance plan it might be fined/taxed $1500 for every employee. If they have 200 employees that's a $300,000 cost. Now for some that would be less costly than the cost of the insurance...but it's still a major cost.
I can see many places like fast food in cities cutting many employees down to part-time, especially with franchise owners with multiple locations....again there's that 50 employee threshold. But I'm not sure how that would work in most seasonal places. After all, they are bringing people in to work because there is not a large enough local base to do the jobs.
I, too, have not had health insurance since beginning seasonal work. It's just way to expensive. But starting next year there will be the insurance exchanges that are based on income levels...and tax penalties again based on income levels if you do not have insurance.
There is also sometimes a confusion here, and elsewhere with the term full-time and year-round. Full time just refers to the average number of hours worked weekly...in the case of this act it is defined as 30 hours/week.
One of the better links I have found concerning seasonal workers and the healthcare law: Healthcare reform and the Seasonal Worker
Keith....Thanks for posting that link as it is very interesting and important to employers and employees alike. One thing for certain...change.
Thanks for the link. Good one to read.
I worked @ GCSR before, which is open year-round and they have insurance...but it was NOT affordable for me so I never got it. I have not had medical insurance for years & years....and just realized this week that I might need it more then ever. But as things are right now I am unemployed & uninsured; which means I am NOT able to get much medical care.
I've been hearing about all these government promises about everyone having healthcare...it's all a bunch of bull$h!t...just another government waste of time
Most of the programs under the ACA do not begin until next year.
Doesn't do me any good right now
(For newbies) GCSR= Grand Canyon South Rim
A flowchart about which companies need to comply:
It will be interesting. I wish I could really comment on this issue fully, but everyone has a different interest in this new law. I do believe that it will have a more positives than negatives for many.
thats so true some will fill that its being force down there throats while others fill its a good ideal its goes both ways on it ,i dont mind having heath insurance i know its there if i need it especially when u see the bill for the hospital it cost an arm and leg just when u walk in the door,
I have called and/or walked into a few different medical places this week and they ALL wanted $100 up-front just to make an appointment. Oh yeah, unemployed & uninsured people always carry hundreds of dollars around "just in case" of emergencies.
I am not qualified for state medical (welfare) because I don't live with young kids. All single adults have to wait another year for state medical (if they live that long)