Living & Working in Great Places
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I am wondering if most of the folks here like me have done without health insurance coverage for a while. If this is the case, and suddenly as of October 1st you can either sign up for extended Medicaid if your income is under X dollars and you are in a state that is expanding Medicaid.....or if you sign up on the exchanges with a Federal subsidy for your premiums, will having health care all of a sudden make you want to just park it?
I guess what I am asking is - Will having health insurance make you think twice before hitting the road? I am 50/50 on this one myself.
I'm guessing for the younger crowd, no. I'm guessing having health insurance or not is one of the last things they think of. For the older crowd, very possible. Being in my late 30s, I'm inbetween that crowd, and since I'm still in reasonably good health, it's not a major concern for me either. It'd be nice to have, but I also see it as one less deduction from my paycheck. That being said, I will be leaving seasonal work in the near future myself (actually have to do one more season, thought this current one was going to be my last), for a job with a very liveable wage, and pretty good benefits. My idea of retirement is to return to seasonal work, at which point, I'll probably want health insurance. So then, my answer would most likely lean towards favoring employer provided health care.